VA Loans
Loan Programs VA Home Loans The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families. The Veterans Administration provides insurance to lenders in the case that you default on a loan. Because the mortgage is […]
A Guide to Buying a New Home: What You Need to Know
A Guide to Buying a New Home: What You Need to Know If you’re considering a brand new home, there are a few things you should know. Let’s walk through the process of buying a new-construction home, from start to finish, and discover some tips to make it a smooth experience. Step 1: Determine your […]
Avoid the Money Pit: 5 Costly Home Features You Can Probably Do Without
Avoid the Money Pit: 5 Costly Home Features You Can Probably Do Without Let’s explore five features that could potentially be a waste of money, helping you make smarter choices for your future home. 1. Large Yard:While a spacious yard can be appealing, it’s essential to consider the associated costs and maintenance needs. A large […]
How Many Times Can You Use Your VA Loan Benefits? The Surprising Answer!
How Many Times Can You Use Your VA Loan Benefits? The Surprising Answer! Are you a veteran, an active-duty service member, or a surviving spouse? Well, guess what? You can use your VA loan benefit not just once but as many times as you want! As long as you’re still eligible for a VA loan […]
Building Credit for Your Dream Home: 5 Clever Tips (Minus the Credit Cards!)
How Working With A Mortgage Professional Can Save You Money So, you’re on the hunt for your dream home, but your credit score is in need of a little TLC. Building your credit doesn’t always require opening credit cards. Here are some nifty tricks to amp up your credit score without applying for new plastic. […]
How Mortgage Points Can Lower Rates and Make Payments More Affordable
How Mortgage Points Can Lower Rates and Make Payments More Affordable As you explore the world of home buying and financing, you may have come across the term “mortgage points.” If you’re wondering what they are and how they work to lower your mortgage payment, this article is for you. So let’s dive into the […]
House Hunting: Finding the Perfect Price Tag for Your Dream Home
House Hunting: Finding the Perfect Price Tag for Your Dream Home Figuring out how much to spend on a house is like trying to find the perfect porridge temperature, except instead of three bowls, you have a sea of houses to choose from. But no need to fret! As your local mortgage professional, we can […]
Does Pre-Approval Really Matter in Home Shopping? The Answer May Surprise You
Does Pre-Approval Really Matter in Home Shopping? The Answer May Surprise You If you’re in the market to buy a home this spring, you might be facing some challenges. With limited homes available and higher mortgage rates, it’s crucial to have a clear understanding of your homebuying budget. Being determined and acting swiftly when making […]
7 Surprising Things You Can Negotiate With Home Sellers to Get the Home You Deserve
7 Surprising Things You Can Negotiate With Home Sellers to Get the Home You Deserve When it comes to tipping the scales in your favor in homebuying, negotiating the asking price is often the first item on the list. But did you know that there are other things you can negotiate with the seller for […]
Buying a Home Rather Than Renting Still Makes Sense and Here’s Why
Buying a Home Rather Than Renting Still Makes Sense and Here’s Why Deciding whether to rent or buy a home this year? Rental affordability has been challenging for years, and it isn’t changing any time soon. That’s why many are considering the advantages of purchasing property despite the higher rates. According to data recently released by […]